How Oklahoma's Fault Rules Affect a Drowning Claim
Many parents carry a quiet fear: that something they did, or something their child did, means the law will look away. Oklahoma's statute speaks to that directly.
Under section 13 of Title 23 of the Oklahoma Statutes, in actions for negligence resulting in personal injuries or wrongful death, "contributory negligence shall not bar a recovery, unless any negligence of the person so injured, damaged or killed, is of greater degree than any negligence of the person, firm or corporation causing such damage," or is of greater degree than the combined negligence of those causing the damage. This is called comparative negligence: fault can be shared, and sharing it does not automatically end a claim. Section 14 adds that the recovery "shall be diminished in proportion to such person's contributory negligence." In plain words, any amount is reduced by the injured person's share of fault. Section 12 of the same title says this defense is always a question of fact left to the jury unless a jury is waived.
Oklahoma also limits one kind of damages. The law separates economic loss, such as medical bills and lost earnings, from noneconomic loss, such as pain and suffering. Under section 61.3 of Title 23, in a civil action arising from a claimed bodily injury, noneconomic loss "shall not exceed Five Hundred Thousand Dollars ($500,000.00)." The section sets out exceptions for permanent and severe physical injury, permanent mental injury, and conduct amounting to reckless disregard for the rights of others, gross negligence, fraud, or intentional or malicious conduct. It does not limit economic loss, it does not apply to actions brought under the Governmental Tort Claims Act, and it applies to injuries occurring on or after September 1, 2025.
An earlier cap, in section 61.2, was held unconstitutional by the Oklahoma Supreme Court in Beason v. I. E. Miller Services, Inc., 2019 OK 28. What any damages could include depends on the injuries, the losses that followed and the facts of fault.